I want to move an old pension across
Who can transfer in a pension?
You can transfer a pension into your LGPS pension if you:
- Apply within 12 months of joining the LGPS. After that, both the Fund and your employer must agree if the old pension is outside the LGPS.
- Are under 75 and still paying into the LGPS.
You can’t transfer a pension if you’re already receiving pension payments.
What types of pensions can I transfer?
You can transfer:
- previous LGPS pensions
- other workplace pensions
- self-employed pensions
- personal pensions
- stakeholder pensions
- additional voluntary contribution (AVC) plans.
Transfers into the LGPS are free, but your old provider might charge a fee. Check with them first. Transfers aren’t always accepted, we’ll let you know if this applies to your case.
How do I transfer?
From another LGPS Fund in England and Wales
- Let us know on our membership form if you’ve an old LGPS pension (England and Wales).
- Pensions after 31 March 2014 transfer automatically unless you choose otherwise.
- Pensions from before 1 April 2014 stay separate unless you ask us to transfer them.
From other pension schemes or LGPS Fund outside of England and Wales
- Fill in the Transfer in pack (non-England and Wales LGPS).
- We’ll request a cash equivalent transfer value (CETV) from your old provider and provide transfer benefit details to help you decide.
